How to Find an In-Network Dentist
March 17, 2025 9:00 amLooking for a dentist that takes your insurance shouldn’t feel like searching for a needle in a haystack. But if you’ve ever been hit with an unexpected dental bill, you know how important it is to find an in-network provider before scheduling an appointment.
At High Point Dentistry, serving Round Rock, East Austin, South Austin, and South Congress, TX, we believe understanding your insurance shouldn’t be a headache. Here’s how to find the right dentist while making the most of your benefits.
What Does “In-Network” Actually Mean?
An in-network dentist has an agreement with your insurance provider to offer services at lower, contracted rates. This means you pay less out of pocket compared to seeing an out-of-network provider.
Lower Costs: Your insurance negotiates discounted rates, so you’ll pay less for exams, cleanings, and procedures.
Simpler Billing: In-network offices file claims directly, so you’re not stuck doing paperwork.
Maximizing Benefits: Staying in-network helps you get the most from your annual coverage.
How to Find an In-Network Dentist
Not sure where to start? Follow these steps:
Preventive Care: Most plans fully cover cleanings, exams, and X-rays to keep your teeth healthy.
Basic & Major Treatments: Fillings, crowns, and root canals are partially covered, often up to 50-80%.
Cosmetic Treatments: Whitening and veneers usually aren’t covered, but we’re happy to check!
Start With Your Insurance Provider
The best place to begin is your insurance company’s website. Most providers have an online directory where you can search for in-network dentists by location. You can also call customer service to get a list of participating offices.
Call the Dental Office
Even if a dentist appears in your insurance directory, it’s a good idea to confirm with the office directly. Insurance networks change, and sometimes online directories aren’t updated immediately. Call the office and ask if they accept your specific plan and if they file insurance claims on behalf of patients. A quick phone call can clear up any confusion and help you avoid unexpected out-of-pocket costs.
Know Your Coverage Details
Even with an in-network dentist, not everything is covered the same way—and let’s be honest, insurance fine print isn’t exactly a page-turner. But here’s the gist:
Knowing your benefits upfront helps you budget for your dental care.
In-Network Convenience at High Point Dentistry
Finding a great in-network dentist in Round Rock, East Austin, or South Congress shouldn’t be complicated. With multiple locations across the Austin area, High Point Dentistry makes it easy to get quality care that fits your schedule—and your insurance. We work with many major insurance plans to help patients maximize their benefits while keeping dental care affordable. Need help figuring out your coverage? Give us a call—we’re happy to help!
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